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• $50 minimum opening deposit with Direct Deposit
• Unlimited check writing, no maintenance fee and no minimum monthly balance requirement with Direct Deposit
• $400 minimum opening deposit without Direct Deposit
• Unlimited check writing and no maintenance fee unless daily balance falls below $400; then $8 maintenance fee and $0.20 per item fee
• Free ATM/debit card
• Free Internet banking
• Free telephone banking (410-863-7123)
• Free Bill Pay with E-Statement enrollment