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Youth Savings Account

  • $50 minimum opening deposit and adult co-signer required
  • Withdrawals limited to three (3) per month; $1 service charge for each additional withdrawal
  • Interest calculated daily and credited monthly
  • Pre-authorized, automatic, telephone or internet transactions are not permitted
  • No monthly maintenance fee unless daily balance falls below $50; then only $1
  • Automatically converts to a Statement Savings Account when the Youth Account holder reaches 18 years of age
  • Statements issued quarterly