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CD Rates

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All rates are subject to change at the Bank’s discretion based on current market conditions. These rates are effective July 12, 2018.

Regular CD Rates (Certificates of Deposit)*

Minimum Opening Deposit
Interest Rate
APY Annual Percentage Yield
CD 30 Day $500 0.05% 0.05%
3 Month $500 0.10% 0.10%
6 Month $500 0.20% 0.20%
12 Month $500 1.74% 1.75%
13 Month
One-time bump up option
$2,500 0.30% 0.30%
15 Month
One-time bump up option
$2,500 0.30% 0.30%
18 Month $500 1.83% 1.85%
24 Month $500 1.98% 2.00%
25 Month
One-time bump up option
$5,000 0.35% 0.35%
30 Month $500 0.40% 0.40%
36 Month $500 0.50% 0.50%
48 Month $500 0.75% 0.75%
60 Month $500 1.05% 1.06%
5 Year Bump Up $500 0.95% 0.95%
72 Month $500 1.05% 1.06%

*A penalty is imposed for early withdrawal from a CD. An exception applies for early withdrawals from a 30 day CD.

**Annual Percentage Yield (APY) effective as of 7/12/18. Limited time offer and subject to change without notice. Not valid for brokerage deposits, institutional investors, public funds or in conjunction with other promotional offers. Rates assume principal and interest remain on deposit until maturity. Substantial penalty imposed for early withdrawal. Fees may reduce the earnings on the account. Contact a BofGB representative for more details. FDIC insured up to applicable limits.