IRA Rates
All rates are subject to change at the Bank’s discretion based on current market conditions. These rates are effective May 6, 2025.
IRA RATES (TRADITIONAL, ROTH & EDUCATION)*
| Minimum Opening Deposit | Interest Rate | APY Annual Percentage Yield | Minimum Balance Required to Earn APY | |
|---|---|---|---|---|
| Fixed Rate 12 Month | $250 | 2.50% | 2.53% | $0.01 |
| 18 Month | $250 | 2.50% | 2.53% | $0.01 |
| 24 Month | $250 | 1.00% | 1.00% | $0.01 |
| 36 Month | $250 | 1.25% | 1.26% | $0.01 |
| 48 Month | $250 | 1.50% | 1.51% | $0.01 |
| 60 Month | $250 | 1.75% | 1.76% | $0.01 |
*A penalty is imposed for an early withdrawal from an IRA.
