IRA Rates Print

All rates are subject to change at the Bank’s discretion based on current market conditions. These rates are effective August 29, 2022.

IRA RATES (TRADITIONAL, ROTH & EDUCATION)*

 Minimum Opening DepositInterest RateAPY Annual Percentage YieldMinimum Balance Required to Earn APY
Fixed Rate 12 Month$2500.10%0.10%$0.01
18 Month$2500.10%0.10% $0.01
24 Month$2500.15%0.15% $0.01
36 Month$2500.15%0.15% $0.01
48 Month$2500.15%0.15% $0.01
60 Month$2500.20%0.20% $0.01

*A penalty is imposed for an early withdrawal from an IRA.