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IRA Rates

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All rates are subject to change at the Bank’s discretion based on current market conditions. These rates are effective December 12, 2018.

IRA RATES (TRADITIONAL, ROTH & EDUCATION)*

Minimum Opening Deposit
Interest Rate
APY
Annual Percentage Yield
Fixed Rate 12 Month $250 1.74% 1.75%
18 Month $250 1.83% 1.85%
24 Month $250 1.98% 2.00%
36 Month $250 2.13% 2.15%
48 Month $250 2.28% 2.30%
60 Month $250 2.37% 2.40%

* A penalty is imposed for early withdrawal from an IRA.