IRA Rates Print

All rates are subject to change at the Bank’s discretion based on current market conditions. These rates are effective March 4, 2024.

IRA RATES (TRADITIONAL, ROTH & EDUCATION)*

Minimum Opening DepositInterest RateAPY Annual Percentage YieldMinimum Balance Required to Earn APY
Fixed Rate 12 Month$2500.75%0.75%$0.01
18 Month$2501.00%1.00% $0.01
24 Month$2501.00%1.00% $0.01
36 Month$2501.25%1.26% $0.01
48 Month$2501.50%1.51% $0.01
60 Month$2501.75%1.76% $0.01

*A penalty is imposed for an early withdrawal from an IRA.