Turn Your Dream Home Into Reality

Residential Mortgages

• Personalized mortgages with flexible loan options
• Competitive market rates that make owning your own home affordable
• Well-established relationships with local real estate agents, appraisers, and settlement companies
• More than 70 years of lending in your local neighborhood and community

Home Equity Line of Credit

5.99% APR introductory rate for 6 months¹

7.50% APR variable rate after introductory period²

LOANS UP TO $250,000
(for new BofGB HELOC customers³)

• $1500 towards closing costs
• Borrow up to 90% of your home value
• No minimum draw
• 10-year draw with interest-only payments
• 10-year repayment period of principal and interest following the 10-year draw period

¹The Introductory Annual Percentage Rate (APR) will be 5.99% for the first six months. ²After six months, the APR is a variable rate based on the Wall Street Journal (WSJ) Prime rate (currently 7.50%). Rates, terms and conditions are subject to change and may vary based on credit score, qualifications and collateral conditions. Maximum rate is 24%. All loans subject to approval. Other restrictions and limitations may apply. Consult a loan officer for complete details.

³Offer valid only for new HELOC accounts. Customers with existing BofGB HELOC accounts cannot refinance existing HELOC loans at the discounted rate.

Schedule a Loan Consultation with Our Residential Lending Team

Apply for a Loan

Contact Your Local Mortgage Lenders

Jo Ann Pyles
AVP – Mortgage Loan Officer
NMLS# 505459
410-787-8594
ConsumerLenders@bogb.net